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As a national card for the human resources and social security industry, the social security card is an important carrier for the government to provide convenient services to the public. With the introduction of the financial social security card, a card with social security function and bank card function is loaded at the same time, and the functions of medical clinic, payment settlement, terminal convenience, social security certificate, and quick payment are realized, which will realize the social security card nationwide. The foundation for GM and smart healthcare platforms.
First, social security card issuance requirements
Printing requirements: Social security cards have strict card-making styles, including font size, color, logo pattern, etc., which are basically zero-error requirements, and require extremely high print quality and distribution system stability.
Card security: The security level of traditional magnetic stripe card technology cannot meet the security requirements of financial social security cards. At the same time, the financial social security card "one person, one card, one number" has a high frequency of use, so it is necessary to prevent fraud caused by card forgery, card loss and theft.
Card function can be expanded: According to the national 12th Five-Year Plan, the future direction of social security card will realize one card multi-energy, realize support identity certificate, information inquiry, medical expense settlement, social insurance premium payment, application of treatment and purchase.
Improve card issuance efficiency: Traditional centralized card issuance usually takes up to 12 days or more from data review, collection to card production, card personalization, card mailing, and PIN distribution to card activation. Since the social security card is an important document for medical treatment, it is necessary to shorten the card issuance cycle and reduce the waiting time by increasing the card issuance efficiency and card issuance speed. When the card is lost or damaged and needs to be replaced, the instant card replacement card will not affect the public's medical treatment.
Second, innovative solutions for the security distribution of social security cards
In 2011, the Ministry of Human Resources and Social Security and the People's Bank of China jointly issued the Notice on the Loading of Financial Functions of Social Security Cards, and decided to load financial functions on social security cards. The financial social security card adopts the chip card and uses the chip writing technology to overcome the shortcomings of the magnetic stripe card, such as easy copying and easy degaussing, and protects the cardholder's rights and interests. In addition, the financial social security card adopts a strict key management system, which is separately approved by the People's Bank of China and the Human Resources and Social Security Department, and the security of the card is strengthened from the approval management. In information security management, financial social security cards integrate social security functions and financial functions, but the two information management is independent, so there is no problem of social security information or financial account information leakage. The cardholder's medical insurance settlement record cannot be obtained by the bank; in the same way, the credit card transaction information of the financial account cannot be obtained by the social security department.
In order to optimize the security and efficiency of financial social security card issuance, the innovative desktop card printing/encoding solution further simplifies and improves the social security card issuance process, which makes it easier to register, customize and enlarge the bulk card, and improve the efficiency of card issuance. Operational convenience. Card authentication and distribution system management adopt multiple security authentication methods to ensure card security.
Printing technology: In terms of printing methods, the solution also offers two printing technologies to choose from. Direct Print (DTC) transfers the ribbon color directly to the card surface, producing a vibrant card in just a few seconds, and the professional software Color AssistTM, which matches the spot color to ensure accurate reproduction of specific complex images. The high-definition HDP thermal transfer printer prints the image on the high-definition film and attaches it to the surface of the card, which can effectively prevent tampering. Any attempt to tear the protective layer will damage the image itself, thus improving the durability of the card. And security. The technology prints high-definition, high-security images on technology cards made from a variety of materials, including chip smart cards or card faces with bumps. HDP thermal transfer technology prints high quality, with bright colors and clear text and graphics, the effect is equivalent to pre-printed cards, this technology is suitable for producing contact cards with chips or contactless cards with embedded lines. It is also the technology of choice for financial social security card technology.
Coding Technology: Currently, the FARGO® Innovative Desktop Card Printing/Encoding Solution from HID Global, a secure identity leader, can encode multiple authentication technologies and personalize custom cards online with iCLASS SE® built-in encoder technology. One-stop printing greatly increases the flexibility of the printer. FARGO® enables a wide range of contact and contactless smart card encoding solutions with custom features and functions to develop solutions for standard health care platforms and point-of-sale (POS) terminals and other devices that enable financial institutions to manufacture And coded social security cards that enable PIN pads, POS terminals and other payment devices that support interoperable encoder and reader solutions to read these cards.
Multiple system security: In order to ensure the security of card issuance, FARGO® card printer comes with password protection and data decryption function, card slot lock function, restricts unauthorized users from using physical components, protects input card slot, waste card slot and The card in the card slot is output and can be locked to the work surface to protect the ribbon and other consumables through access authorization and protection.
In addition, to ensure the authorized use of the system, the FARGO® card industry printing solution builds a strong electronic security layer that uses a personal identification number (PIN) to control the operator's use of each printer while ensuring that all print job packets are available. Meets or exceeds the advanced encryption standard and automatically eliminates all personal data that exists on the print ribbon board used. Some card printers use integrated sensors, and only authorized printers can use custom print ribbons and holographic card overlays for added security.
Flexible and instant card issuance: realizing personalized card issuance has become a new trend, effectively solving the business needs of bad card replacement, loss of card replacement, upgrade card replacement, card replacement number, and distribution of high-end personalized cards, greatly improving work. Efficiency and enhance brand image. Compared with the large card issuing equipment used in centralized card issuance, FARGO® desktop card printing/encoding equipment can be concentrated to handle a large number of centralized card production, or can be deployed separately for branches and social security outlets for on-site card issuance. . Combine the two in the entire branch network to achieve optimal scalability. Financial institutions or social security outlets can use this method to create a complete and secure instant issuance system for multiple branch locations, while maintaining and controlling the distribution infrastructure through a central security center.
The operators of each network point will conduct real-time audits, so that the approval procedures are streamlined and standardized. After the customer has issued the card through the bank, the customer can wait for a few minutes to complete the card replacement, issue a new card, issue a personalized card, etc., without the need for several days or weeks of centralized card issuance and mailing time. Instant card issuance effectively guarantees the security of data, reduces the risk of leakage caused by data circulation, and reduces the various costs and risks arising from the circulation of cards and data.
Conclusion:
With the deployment and promotion of China's financial social security card application, cardholders' dependence on card consumption is increasing day by day, and higher and higher requirements are imposed on card card environment, card response speed and service level. Effectively improving the quality and level of service, and achieving the issue of convenience, benefit, fast, and safe issuance of cards, has become an important issue for all financial and public utility card issuers. HID Global's FARGO® Innovative Card Solution provides the latest printing/encoding technology for the future implementation of financial social security cards, such as social security transfer and medical insurance settlement.
Changchun Huadu Network Service Co., Ltd , https://www.legenddollbjd.com